The scheme will be administered by dedicated personnel who will advise on all aspects from initial risk analysis, cover placement, risk management/minimisation and claims. All the broking staff are very experienced and fully mobile.

 

Full guidance is offered in all aspects of fire/theft security, health and safety, IT security and motoring aspects. Guidance will also be provided to practices seeking to develop a Business Contingency plan.

 

The financial services are provided by regulated staff conversant in all aspects.  

 

The full spectrum of insurance requirements can be accommodated but as an guide the following covers can be highlighted as generally appropriate to our member’s needs: -

 

Ø      Surgery Insurance, including practice buildings, contents/medical equipment, stock and vaccines, employers and public liability, business interruption/increased cost of working and money risks.

Ø      Professional Indemnity/Medical Malpractice Insurance to provide defence fees and indemnity in respect of any allegations of errors and omissions in the provision of your professional services, both NHS and external.

 Ø      Personal Accident insurance for all partners and staff, cover being on a 24-hour basis for work and play with no restrictions for extreme sports.

This scheme is very economic and provides a very useful employment benefit not generally available to NHS staff. The scheme has an optional extension for overseas travel cover for partners and their families.

Ø      Death in Service Life Assurance for either all or key staff, providing much-needed reassurance to all participants and an important tool in either retaining or recruiting personnel. The non-NHS employers often offer this benefit and automatic cover can be invaluable to families of staff who have died. A very small percentage of the population in the UK possess life cover, leading to distress and poverty. Mortgage providers do not now insist upon life cover, knowing that repossession will secure their lending exposure. 

Ø      Mid and High Net Worth Household Insurance underwritten by specialist underwriters fully conversant in the needs of professional clients and their lifestyles. There is a world of difference between this approach and that provided by the mass market contenders and their call centres. The brokers are very experienced in this sector and a truly individual approach provides

Clients with relevant and appropriate cover. The scheme includes valuation services for buildings, contents and personal possessions. 

A dedicated claims service is provided, staffed by trained personnel, by full     restoration and recovery facilities.